# Repaying

Vault owners are recommended to keep their collateral ratios well above the MCR and LR to avoid liquidations despite collateral price changes. One way to maintain a high collateral ratio is to regularly repay vault debt.

![](https://1576197425-files.gitbook.io/~/files/v0/b/gitbook-legacy-files/o/assets%2F-MdnKrtV1Ev2ILZ6C4SC%2F-MeOT19WrzHRKEWOS1Sx%2F-MeOTec0d17KrbLDLn2Q%2FVault_%20Liquidating.png?alt=media\&token=69cca665-5a57-41fc-a3fd-97058bff4cc0)

Users can repay their vault debt partially or fully at any point by redeeming PAR/paUSD tokens. PAR/paUSD tokens used to repay debt are burned, removing them from circulation.