# Use Cases

## Stablecoins

* **Payments & Transfers**: Users can send and receive money globally in a stable currency (USDp, etc.) without being exposed to crypto volatility.
* **Trading & Liquidity**: They can be used on decentralized exchanges (DEXs) as a stable trading pair or liquidity pool asset.
* **Collateral in DeFi**: Stablecoins can serve as collateral in lending protocols, derivatives platforms, or yield farming strategies.
* **Multi-Currency Options**: By supporting several fiat references (USD, EUR…), Parallel stablecoins open the door to diversified currency usage in DeFi.

## Savings

* **Passive Income**: Users can hold Savings tokens (eg. sUSDp) to automatically earn interest without actively managing positions.
* **Safe Yield Alternative**: Provides a decentralized alternative to traditional savings accounts, especially attractive in countries with low bank interest rates.
* **Integration in DeFi**: Savings tokens can be used in DeFi protocols (as collateral, in pools, or strategies) while continuing to accrue yield.
* **Long-Term Store of Value**: They allow users to park funds safely over time, combining stability (via the peg) and growth (via yield).